Support for
Growing Families.
Inclusive care for fertility and family-building—personalized for every journey.
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Fertility Support
The Carrot Fertility Program offers inclusive, expert-guided support for Schreiber Foods partners navigating fertility, family-building, and reproductive health. Carrot provides access to over 11,000 vetted providers, personalized care plans, and 24/7 expert guidance through Carrot Rx and the Carrot platform.
Benefit Details
Carrot members receive personalized Carrot Plans tailored to their health history and goals, guiding them to the most relevant experts and resources. Once a plan is activated, each member is paired with a dedicated Carrot Companion who offers support throughout their family-building journey. Through Schreiber’s partnership with Carrot, eligible employees and their spouses can access up to $20,000 in employer-sponsored funds to help cover approved fertility services.
Eligibility
Carrot is available to partners and spouses who are enrolled in a Schreiber medical plan.
How to Get Started
Get started with Carrot by registering through the Carrot Fertility app or by calling Carrot directly at XXX-XXX-XXXX.
Additional Resources
Financial Benefit
Accessing the Financial Benefit
To access the financial benefit, members must first meet their annual deductible. Once the deductible is met, they can choose to either pay upfront and request reimbursement from Carrot or use the Carrot Card to cover eligible expenses directly—no reimbursement required.
High-Deductible Health Plans (HDHP)
Before you can access the financial benefit, you must meet your medical plan deductible.
Carrot keeps track of your deductible status in real time. If you haven’t spent anything on medical care yet this year, you’ll need to pay for fertility services out of pocket until you reach your deductible.
Even though you’re paying upfront, Carrot will send those expenses to UMR, so they count toward your deductible and your yearly out-of-pocket maximum.
Once you’ve met your deductible, you’ll unlock Carrot’s financial support. At that point, you can either:
Request reimbursement for expenses incurred after meeting your deductible.
Use the Carrot Card to pay directly for expenses incurred after meeting deductible — no reimbursement needed.
Surest Copay Plan
Before you can access the financial benefit, you’ll need to meet a Carrot-specific deductible—this is a set amount you must pay out of pocket for fertility care before Carrot’s financial support kicks in.
Until you reach that amount, you’ll pay for fertility services yourself. Carrot will send those payments to Surest, so they count toward your annual out-of-pocket maximum.
Once you’ve met the Carrot-specific deductible, you’ll have two options:
Request reimbursement for expenses incurred after meeting your deductible.
Use the Carrot Card to pay directly for expenses incurred after meeting deductible — no reimbursement needed.
Additional Documents
- Carrot Summary Plan Description
- Health Reimbursement Account (HRA) Plan Document
- Carrot FAQ
